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Innovation is the bedrock of positive evolution. Everything we do at The First National Bank in Sioux Falls is engineered to improve our customer experience. So, a touchstone question we ask of every new program is, “Does this idea have...
This article was originally published in the Independent Community Bankers of South Dakota’s magazine, “The Bottom Line.” No one works alone in a network. This is especially true for Lisa Hochhalter, Lead Advantage Specialist for The Advantage Network. The Advantage...
All of the shopping, bargain hunting, and charitable giving of the holiday season makes it a prime time for scammers to attempt to steal your cardholders’ personal information or money.
Due to COVID-19 health and safety protocols, e-commerce has seen exponential growth. In 2020, digital commerce sales came in at more than $861 billion in the U.S. alone, which was up 44 percent from 2019. There are no signs of...
The COVID-19 pandemic has no doubt created challenges for financial institutions across the country. However, one of the hallmarks of community banks is their ability to quickly adapt and overcome the challenges in front of them. With everything we’ve experienced...
Phishing refers to the attempt to steal a person’s personal information, mainly login credentials and card information. Scammers will then use this information to conduct fraudulent transactions. Here’s an example of a phishing attack and how you can prevent your...
Gas stations can be a popular first stop for fraudsters because they can test stolen or counterfeit cards without the risk of facing an employee. Research shows that when prompted to go inside a store to complete a transaction, most...
A Person-to-Person (P2P) payment app is a service that allows one user to send money to another using an app or website. P2P apps are linked to your deposit account or through your debit card. Payment apps include PayPal, Venmo,...
Advantage ATM and Checkcards are accepted worldwide for purchases in person, online, in-app, and by phone wherever Visa is accepted. When a cardholder makes a purchase at a merchant, they may be asked to authorize the purchase with a signature...
