Products and Services

We provide a variety of products and services to meet your needs.

Superior Member Support

  • Personal, responsive & accurate member support  
  • Web-based applications:
    • Card program management (orders, updates  and maintenance) and data/file access
  • ATM & Checkcard support
  • On-site training
  • Members-Only Web page:
    • Operations Manuals
    • Forms, Supplies and Signage
    • Marketing Materials
  • Annual User Meetings
  • Personalized marketing support
  • Free Advantage marketing materials
  • Strategic planning for Checkcard program
  • Balancing/Settlement support
  • After-hours Hot Card Service

International and Regional Networks  

  • MasterCard/Cirrus  
  • Visa/Plus  
  • Pulse/Discover
  • NYCE

Checkcard Programs

  • Consumer
  • Business
  • Health Savings Accounts
  • Restricted DDA
  • E-checking

Stored Value Programs

  • Gift Card Programs (Agent and Issuer)
  • Specialized Stored Value Programs
    • Family Card
    • Travel
    • Restricted Merchant
    • Payroll
    • Community Card
 
 

Fraud Monitoring and Assistance

 

 

Rewards Programs

In-house Plastic Card Production

  • PINs produced and mailed same business day
  • Plastic cards produced in 1-3 business days
  • Three generic card stock choices
  • Custom card design option
  • Multiple card stock option
  • Batch Maintenance Transmission
  • PIN change and card activation via ATM and VRU

ATM Services

  • ATM monitoring and support  
  • ATM Driving
  • Support Frame Line and Internet Connectivity
  • ATM Installation Consultation
  • Multiple cardholder accounts access
  • Voice Guidance feature
  • Multi-lingual screens
  • Postage Stamp and/or Coupon Dispense
  • Overdraft warning screen
  • Customizable screens  
  • Electronic Journaling

ATM Partnerships/Alliances

  • Advantage Network Bilateral Agreement (provides 280+ surcharge-free ATMs in South Dakota, Minnesota, Montana and Wyoming)
  • Co-op Financial Services
  • In-Balance (ICBM)
  • Presto (NYCE)
  • Select (PULSE)
  • SUM (NYCE)

ATM & Checkcard Program Options

  • Flexible withdrawal limits for ATM & POS:
    • Daily Limit, Account Balance, Aggregate and Online Authorization options available
  • Purge Processing
  • ATM and POS service fee routines
  • Overdraft Protection Balance access
  • Authorization Pad, Debit Pad, Holds
  • Settlement via RJE, ACH or FTP